P.O. Box 170280
Birmingham, AL 35217
205-841-1818
[+] GET DIRECTIONS

Rates

Type of Loan A Paper (700+) B Paper (600 – 699) C Paper (500 – 599) D Paper (499 and below)
         
Unsecured 12.00% 13.00% 15.50% 17.90%
Closed End 11.00% 12.00% 15.00% 17.00%
Overdraft Protection 18.00% 18.00% 18.00% 18.00%
VISA Classic 15.90% 15.90% 15.90% 15.90%
VISA Platinum 12.90% 12.90% 12.90% 12.90%
         
Auto Loan (2013 to 2014 ) – 36 months 3.75% 4.75% 6.75% 11.75%
Auto Loan (2013 to 2014) – 48 months 4.00% 5.00% 7.00% 12.00%
Auto Loan (2013 to 2014) – 60 months 4.25% 5.25% 7.25% 12.25%
         
Auto Loan (2011 – 2012) – 36 months 4.25% 5.25% 6.25% 11.25%
Auto Loan (2011 – 2012) – 48 months 4.75% 5.75% 6.75% 11.75%
Auto Loan (2011 – 2012) – 60 months 5.25% 6.25% 7.25% 12.25%
         
Auto Loan (2010) – 36 months 4.50% 5.50% 6.50% 12.00%
Auto Loan (2010) – 48 months 5.00% 6.00% 7.00% 12.25%
Auto Loan (2010) – 60 months 5.50% 6.50% 7.50% 12.50%
         
Auto Loan (2008 – 2009) – 36 months 4.75% 5.75% 6.75% 11.75%
Auto Loan (2008 – 2009) – 48 months 5.25% 6.25% 7.25% 12.25%
Auto Loan (2008 – 2009) – 60 months 5.75% 6.75% 7.75% 12.25%
         
Auto Loan (2007 and below) **Max of 36 months term for vehicles older than 2007**
12 months 4.25% 4.50% 4.75% 5.75%
24 months 4.50% 4.75% 5.00% 6.00%
36 months 4.75% 5.00% 5.50% 6.25%
         
         
Boat Loan (2013 to 2014 ) – 36 months 3.75% 4.75% 6.75% 11.75%
Auto Loan (2013 to 2014) – 48 months 4.00% 5.00% 7.00% 12.00%
Auto Loan (2013 to 2014) – 60 months 4.25% 5.25% 7.25% 12.25%

 

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